Wednesday, March 3, 2010

The real deal on building permits

What is a building permit?
A building permit gives you legal permission to start construction of a building project in accordance with approved plans and drawings. They are required in the state of Virginia to ensure that you meet building standards for your safety and the safety of future property owners and occupants.

When do I need a permit?
The best way to find out if you need a permit is to call your local building code department. Even if you don’t need one for your project, your code official can answer questions and offer advice.

Permits are usually required for:
    •    New buildings
    •    Additions (bedrooms, bathrooms, family rooms)
    •    Small projects (decks, garages, fences)
    •    Renovations (basements, kitchens, roofing)
    •    Electrical and plumbing systems
    •    HVAC systems

Can I get my own permit?
Anyone who tries to talk you into getting your own building permit isn’t doing you any favors. The permit holder becomes the general contractor and assumes all responsibility for the job, including taxes, workers’ comp, and other legal liabilities. Unless you are very experienced in construction, it is always best to leave permits to the professionals.

The contractor should obtain any necessary building permits before construction begins. This should be spelled out in your contract; otherwise, you may be held legally responsible for failure to obtain any required permits. If something goes wrong and you don’t have a permit, drastic steps can be taken such as demolition of all the construction that was done sans permit.

Consider your permit your insurance policy
Almost everyone knows someone who has a horror story to tell about a new construction or remodeling job that went terribly wrong, ending up in wasted time, money and headaches. Your building permit is like an insurance policy that protects your investment and can keep you out of trouble down the road.

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